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Housing Counseling

At Clearpoint, we are committed to helping you with your housing needs. Select the appropriate program below to learn more.

Pre-purchase Counseling $50*

Ok, so you’re thinking about buying a home. It’s better than putting your money toward a rent payment that you’ll never see again, right? But have you thought about all the costs of home ownership, like the down payment, insurance and maintenance? And what about qualifying for the mortgage?

We can help you prepare for the mortgage application process and the new expenses that will add up with a home. Through a combination of counseling and workshops, you’ll learn all the key terms and concepts that every new homeowner needs to understand.

This will help you make educated decisions about how much you should spend on a home, the type of loan you should pursue and how you can make sure the home remains affordable as part of your future budget.

This might be the biggest investment you ever make. Don’t do it alone. Our counselors will be happy to work with you. Call us at 800-750-2227 or check out our online course.

*We recommend also taking a six-hour educational course to supplement the counseling session. This course costs an additional $25.

Post-purchase Counseling Free

You’re a homeowner—congratulations! But do you know your mortgage terms inside and out? Are you ready for the maintenance expenses that you will incur? And, do you have a solid monthly budget and long-term plan?

These are important questions, and some of the finer points might be the difference between whether you are able to keep the home as part of your stable financial future.

Our HUD-certified counselors can review your mortgage details and overall financial situation in order to help you make a solid plan. Call us at 800-750-2227 to get started.

Foreclosure Prevention Free

If you’re struggling to keep your home, we can help. From better budgeting, to refinancing your home, to a program that manages your credit card debt, there are more options available than you may realize.

Your housing counselor will review the details of your finances and help determine which course of action is best for you moving forward. In many cases, our clients are able to keep their homes and have a much more comfortable monthly budget.

Ready to get started? Call us at 877-412-2227 to get started.

Reverse Mortgage $150

A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), can be a useful tool for senior homeowners to turn home equity into cash. However, the eligibility requirements and the process of obtaining a reverse mortgage can be a bit confusing.

The FHA has a variety of requirements, including that you undergo a counseling session with approved nonprofit housing counseling agency (like us).

We would be happy to help you start this process and explore whether a reverse mortgage is a good fit for you. Talk to us today to learn more about obtaining a reverse mortgage.

Call us at 800-467-0906 to get started.

Rental Counseling Free

Worried about making the rent payment each month? Scared that your credit history might make it hard to get approved for a rental?

Don’t worry, our HUD-approved housing counselors can help you make sense of these issues, and will provide advice geared toward your situation. They will help determine how much rent you can afford and will show you how to positively impact your credit standing.

We can help with other rental issues too, and will point you to other community resources in your area. Working with our counselors is easy. Just call us at 800-750-2227 to get started.